Cash flow shouldn’t be stressful. PuyChill unlocks liquidity once your invoice is confirmed.
If your anchor confirms invoices for payment, we can purchase your receivable and pay you earlier — without changing payment terms or involving the anchor in any program. (An “anchor” is simply the purchasing company that confirms your invoice is valid. We finance supplier receivables after confirmation — we do not finance anchors, and their AP process stays unchanged.)
*All financing is subject to approval, documentation, and risk checks.
Does this sound familiar?
Common supplier pain points when working with large anchors.
Cash is locked in receivables
- Payment terms are 60–120 days (or longer)
- Shortening terms is not negotiable
- Growth increases invoices — but cash arrives too late
Existing options are often a poor fit
- Banks require collateral, covenants, or guarantees
- Traditional factoring can be rigid, slow, or unavailable locally
- You get paid — just too late for payroll and inventory cycles
How it works
A simple flow: invoice → anchor confirmation → receivables purchase → you get paid earlier → anchor pays at maturity as usual.
1) Validate
We verify invoice basics, anchor entity, terms, and supporting documents (PO / delivery / contract as applicable).
- Invoice PDF
- Anchor entity + address
- Payment terms (30–90 days)
2) Price
Pricing reflects tenor and documentation quality, anchored primarily on the anchor’s strength and payment behavior.
- from 1.5% per month
- No hidden fees
- Clear payout schedule
3) Fund & track
After signing, funds are disbursed and the invoice is tracked through maturity. We keep reporting simple and auditable.
- Status tracking
- Reporting exports
- Renewal on repeat invoices
Product
A focused financing product for predictable business cycles — designed to scale across countries without forcing you into complex bank processes.
Confirmed receivables purchase
Liquidity against invoices confirmed by anchors, with a disciplined, auditable process.
What we need from you
For the pilot, we keep requirements pragmatic. If you can invoice and deliver consistently, you’re likely a fit.
Where we operate
We focus on suppliers serving anchors across Central & Eastern Europe (CEE) and South‑Eastern Europe (SEE). Exact coverage depends on the anchor’s local operating footprint.
CEE
Common supplier liquidity gaps across EU markets in Central & Eastern Europe.
- Recurring deliveries and services
- Inventory and materials cycles
- Cross-border supply chains
SEE
Coverage for South‑Eastern Europe aligned to anchor operations and documentation flows.
- Local subsidiaries and regional hubs
- Seasonal demand and working cycles
- Multi-country invoicing setups
Book a call
Want to sanity-check fit before applying? Book a short intro call.
15 minutes. Clear answers.
We’ll confirm whether your invoices and anchor profile fit the pilot parameters.
- Tenor: 30–90 days
- Pricing: from 1.5% per month
- Countries: see the country list in the form
Check eligibility
Tell us your anchor and country. We’ll confirm eligibility and request only the minimum documents needed.
Disclaimer: This website is informational only and does not constitute an offer. Financing is subject to eligibility, documentation, and risk approval.
FAQ
Short, direct answers. No fluff.